95 St. Simon Circle, Miramar Beach

$875,000

4 Beds
4 Baths
2,216 Sqft
0 Acre
1 Garage

Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods.
The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar that keeps the space connected and social. A spacious first-floor bedroom with an ensuite bath offers flexibility for guests or extended stays, while a laundry room and one-car garage add everyday convenience. Upstairs, the primary suite serves as a private retreat with a sitting area and access to a covered balcony a perfect spot for morning coffee, sunset views, or quiet moments between beach days. Two additional bedrooms share a Jack-and-Jill bath, providing comfortable accommodations for family or guests. Outdoors, the fenced backyard and patio extend the entertaining space, offering a private setting for grilling, gathering, or simply enjoying the coastal breeze. Emerald Waters Village features gated entry, two community pools, and walkable beach access, all just minutes from Scenic Highway 98, Silver Sands Premium Outlets, dining, and entertainment. Whether envisioned as a primary residence, second home, or investment property, this home delivers location, light-filled living, and a beach lifestyle that is increasingly hard to find at this price point in Miramar Beach.

Essential Information
MLS® #992115
Price$875,000
Sold Price$840,000
Date Sold$2026-09-11
Bedrooms4
Bathrooms4.00
Full Baths3
Half Baths1
Square Footage2,216
Year Built2004
TypeResidential
Sub-TypeDetached Single Family
StyleBeach House
StatusSold
Community Information
Address95 St. Simon Circle
Area15 - Miramar/Sandestin Resort
SubdivisionEMERALD WATERS VILLAGE
CityMiramar Beach
CountyWalton
StateFL
Zip Code32550
Amenities
ParkingGarage Door Opener, Garage
# of Garages1
Utilities

Electric, Phone, Public Sewer, Public Water, TV Cable, Tap Fee Paid

Interior
HeatingCentral
CoolingCentral Air, Ceiling Fan(s)
# of Stories2
Interior Features

Breakfast Bar, Vaulted Ceiling(s), Kitchen Island, Owner's Closet, Washer/Dryer Hookup

Appliances

Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater

Exterior
Lot DescriptionCovenants
WindowsWindow Treatments
RoofMetal
ConstructionBlock, Siding CmntFbrHrdBrd
FoundationSlab
Exterior Features

Outdoor Grill, Balcony, Private Yard

School Information
ElementaryVan R Butler
MiddleEmerald Coast
HighSouth Walton
Additional Information
Days on Website283
ZoningResid Single Family
Listing Details
OfficeLegacy Hill Realty
Property History
Price Reduced from $899,000 to $875,000
Price Reduced from $925,000 to $899,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 14th, 2026 at 8:52pm CDT.