433 Water Oak Circle, Panama City Beach

$215,000

3 Beds
2 Baths
1,248 Sqft
¼ Acre
0 Garage

Set on a ¼-acre private lot in North Lagoon Oaks, this well-maintained 3-bedroom, 2-bath home offers comfort, convenience, and space to enjoy the Florida lifestyle. The open and inviting layout features a large living area with natural light, a dedicated dining space, and a functional kitchen with plenty of cabinet storage. The split floor plan provides privacy with a spacious primary suite complete with an ensuite bath, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Outside, enjoy a cleared and oversized yard—perfect for pets, gardening, or adding a workshop or storage building. The property includes a private driveway with ample parking for vehicles, a boat, or RV, and no HOA means you have the freedom to make it your own. Located on a quiet cul-de-sac just minutes from St. Andrews State Park, the Grand Lagoon, beaches, dining, and marinas, this home combines peaceful living with easy access to everything Panama City Beach has to offer. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this one is ready for your next chapter.

Essential Information
MLS® #991349
Price$215,000
Sold Price$215,000
Date Sold$2026-02-27
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,248
Acres0.25
Year Built1993
TypeResidential
Sub-TypeMobile Home
StyleMobile Home
StatusSold
Community Information
Address433 Water Oak Circle
Area27 - Bay County
SubdivisionNORTH LAGOON OAKS 5TH ADDN
CityPanama City Beach
CountyBay
StateFL
Zip Code32408
Amenities
UtilitiesElectric, Septic Tank
Interior
Interior FeaturesBreakfast Bar
AppliancesRefrigerator
CoolingWindow Unit(s)
# of Stories1
Exterior
RoofComposite Shngl
ConstructionSiding Vinyl
Lot Description

Cleared, Cul-De-Sac, Interior Lot

School Information
ElementaryPatronis
MiddleSurfside
HighArnold
Additional Information
Days on Website305
ZoningResid Single Family
Listing Details
OfficeSalty Marlin Realty
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 17th, 2026 at 8:52am CDT.