114 Penny Lane, Valparaiso

$299,900

2 Beds
2 Baths
1,012 Sqft
.06 Acre
0 Garage

Welcome to The Cottages, a charming new neighborhood featuring just 20 homes. This like new, lightly lived-in and beautifully crafted 2-bedroom, 2-bath cottage blends classic coastal style with modern comforts. Painted brick accents, quartz countertops, stainless steel appliances, luxury vinyl plank and tile flooring, and a durable metal roof—all designed for low maintenance and long-lasting quality. The thoughtful layout offers bright, open living spaces and contemporary finishes throughout. The home includes parking for two vehicles, with additional guest parking conveniently located within the neighborhood. Perfect as a primary residence, downsizing option, or investment property, this move-in-ready cottage provides relaxed Florida living at its best.

Essential Information
MLS® #990040
Price$299,900
Sold Price$297,500
Date Sold$2026-01-14
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,012
Acres0.06
Year Built2025
TypeResidential
Sub-TypeDetached Single Family
StyleFlorida Cottage
StatusSold
Community Information
Address114 Penny Lane
Area13 - Niceville
SubdivisionKAKE COTTAGES
CityValparaiso
CountyOkaloosa
StateFL
Zip Code32580
Utilities

Gas - Natural, Public Sewer, Public Water, Underground

Interior
HeatingGas - Natural
CoolingCentral Air, Ceiling Fan(s)
# of Stories1
Interior Features

Recessed Lighting, Newly Painted, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Microwave, Refrigerator, Tankless Water Heater

Exterior
Lot DescriptionCovenants, Interior Lot, Level
WindowsDouble Pane Windows
RoofMetal
ConstructionFrame, Brick
School Information
ElementaryLewis
MiddleLewis
HighNiceville
Additional Information
Days on Website336
ZoningCity, Resid Single Family
HOA Fees180
HOA Fees Freq.Quarterly
Listing Details
OfficeEagle Bay Real Estate
Property History
Price Reduced from $304,900 to $299,900
LISTING MAP

Get directions to this property:

Properties for Sale Similar to 114 Penny Lane, Valparaiso, FL

Photo of Listing #1008413

108 Penny Lane, Valparaiso

$299,900 - 2 Beds, 2 Baths, 1,012 Sf

MLS® # 1008413

Photo of Listing #989770

358 Edge Avenue, Valparaiso

$305,000 - 3 Beds, 2 Baths, 1,308 Sf

MLS® # 989770

Photo of Listing #1001327

105 Penny Lane, Valparaiso

$295,000 - 2 Beds, 2 Baths, 1,012 Sf

MLS® # 1001327

DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 22nd, 2026 at 1:38pm CDT.