370 Ne Gardner Drive, Fort Walton Beach

$449,000

3 Beds
2 Baths
2,081 Sqft
½ Acre
1 Garage

*CASH ONLY!!!* Attention INVESTORS & BUILDERS! The MOST AFFORDABLE HOME/LOT ON THE WATER in Fort Walton Beach is right here! This HALF ACRE LOT with 100 FEET OF WATERFRONT allows you live the ''boat life'' and be just minutes to the expansive Choctawhatchee Bay! This property is located along the canal of Good Thing Lake in the highly sought-after Elliott Point area that's filled with historic charm & coastal living! This 3BR/2BA/2,081SqFt home is being SOLD AS IS and will not qualify for financing or for home insurance!! Properties like this don't come on the market often so don't miss your chance to own it and renovate it for yourself, add on to it, flip it, or tear it down & build new! Lot cannot be split into 2 lots! Survey is available! Gas: water heater, furnace, & stove/oven.

Essential Information
MLS® #989738
Price$449,000
Sold Price$425,000
Date Sold$2025-12-01
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,081
Acres0.50
Year Built1960
TypeResidential
Sub-TypeDetached Single Family
StyleRanch
StatusSold
Community Information
Address370 Ne Gardner Drive
Area12 - Fort Walton Beach
SubdivisionELLIOTTS POINT
CityFort Walton Beach
CountyOkaloosa
StateFL
Zip Code32548
Amenities
ParkingGarage
# of Garages1
Is WaterfrontYes
Utilities

Electric, Gas - Natural, Public Sewer, Public Water

Waterfront

Bay, Canal Access, Lake Front, Seawall

Interior
AppliancesGas Water Heater
HeatingNatural Gas, Gas - Natural
CoolingCentral Air, Ceiling Fan(s)
# of Stories1
Exterior
RoofShingle
ConstructionSiding Vinyl
FoundationSlab
Lot Description

Bulkhead/Seawall, Interior Lot, Survey Available

School Information
ElementaryElliott Point
MiddleMeigs
HighChoctawhatchee
Additional Information
Days on Website344
ZoningCity, Resid Single Family
Listing Details
OfficeElevation Realty Inc
Property History
Price Reduced from $499,000 to $449,000
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Listing information last updated on October 26th, 2026 at 1:52am CDT.