4578 Riley Road, Milton

$539,000

3 Beds
4 Baths
2,500 Sqft
1 Acre
0 Garage

Discover the Pinnacle of Multi-Generational Lakefront Living! Welcome to 4578 Riley Road, a fully-renovated, solar-powered retreat where thoughtful design meets modern innovation. This extraordinary home is a rare find, offering two complete living quarters perfect for multi-generational families, an in-law suite, or ultimate guest privacy.

This home shines with upgrades, including a fully-owned 14 kW solar system (completely paid off) with whole-home battery backup. Enjoy the best of lakeside living with the rare security of being high and dry—not in a flood zone. Step inside the main floor to a beautifully open layout with new laminate flooring. The chef-inspired kitchen is the heart of the home, boasting Samsung stainless steel appliances, quartz countertops, and custom cabinetry. This level also features a reimagined primary suite with a private ensuite bath. Above, the expansive loft has been transformed into a bright home office, complete with a half bath and its own mini-split for perfect comfort.

The completely refurbished lower level is a home unto itself. It features a second primary suite with an ensuite bath and walk-in closet, a second, fully functional kitchen, and a spacious open living area. This private retreat offers endless possibilities.

Enjoy Florida living at its finest on the new composite decking with stainless cable railings or from the comfort of the screened patio. The property's incredible features continue with a 16×38 detached building (featuring a workshop and climate-controlled gym) powered by its own 5 kW Bluetti solar battery system!

Complete Upgrades This move-in-ready home includes:
New Roof & Chimney (2022)
Updated HVAC Throughout
New Water Heater & Electrical Panel
8×10 Garden Shed
8×10 Glass Greenhouse
Tucked away on over an acre, this property perfectly balances efficiency, functionality, and Florida charm. Homes with this level of flexibility, power, and high-end upgrades are a rare find. Schedule your private tour today!

Essential Information
MLS® #989300
Price$539,000
Sold Price$530,000
Date Sold$2026-03-06
Bedrooms3
Bathrooms4.00
Full Baths3
Half Baths1
Square Footage2,500
Acres1.00
Year Built1975
TypeResidential
Sub-TypeDetached Single Family
StyleA-Frame
StatusSold
Community Information
Address4578 Riley Road
Area10 - North Santa Rosa County
SubdivisionNONE
CityMilton
CountySanta Rosa
StateFL
Zip Code32583
Amenities
UtilitiesElectric, Public Water
ViewLake
Is WaterfrontYes
WaterfrontLake Front
Parking

Boat, RV Access/Parking, Covered

Interior
CoolingCeiling Fan(s)
# of Stories2
Interior Features

Cathedral Ceiling(s), Vaulted Ceiling(s), Fireplace

Appliances

Dishwasher, Disposal, Microwave, Electric Water Heater

Heating

Heat Pump, Central, Heat High Efficiency

Exterior
Exterior FeaturesBalcony
WindowsDouble Pane Windows
FoundationSlab
Lot Description

Level, See Remarks, Within 1/2 Mile to Water, Wooded

Construction

Frame, Roof Pitched, Wood Siding

School Information
ElementaryBagdad
MiddleR. Hobbs
HighMilton
Additional Information
Days on Website352
ZoningCounty, Resid Single Family
Listing Details
OfficeColdwell Banker Realty
Property History
Price Reduced from $575,000 to $539,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 27th, 2026 at 11:54am CDT.