109 Turtle Cove, Panama City Beach

$560,000

3 Beds
2 Baths
1,756 Sqft
.13 Acre
1 Garage

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS at 109 Turtle Cove in Panama City Beach, FL, where coastal charm meets classic style. This inviting beach retreat is a true gem, ready for you to move in with just your personal belongings. Custom built 1756 square feet designed home features three spacious bedrooms & two bathrooms. The open-concept layout features crown molding and 9 foot ceilings with premium upgrades including high end lighting fixtures, wood tile flooring, & abundant storage solutions.
The kitchen is fully equipped to meet the needs of any home chef. It boasts a gas stove & cooktop, a microwave, a large refrigerator all centered around a stainless steel island. The expansive pantry & ample cabinetry make it a hostess' dream for storing entertaining essentials step out onto your private patio to savor breathtaking sunsets. Beyond the home's stunning interiors, the vibrant community offers an array of amenities. Dive into relaxation with a large pool and hot tub, engage in a game of tennis or pickleball, or maintain your fitness routine at the fitness center. For those with a love for water adventures, a dock provides access to the serene Lake Powell and the majestic Gulf of America. With the convenience of both an attached garage and carport, alongside a spacious laundry room, this home is perfectly set up to be your primary residence or an idyllic second home.
Located just 1.1 miles by golf cart or bike from pristine white sandy beaches, you're also a mere 3 miles from the eastern end of the iconic 30A Highway and 6.5 miles from the lively Pier Park shopping and dining district. The location is truly unparalleled, offering the perfect blend of convenience and community spirit, with welcoming neighbors that make Turtle Cove at Lake Powell an exceptional place to call home. Discover the delightful lifestyle awaiting you at the entrance to Wild Heron and Sharkstooth Golf Club.

Essential Information
MLS® #987806
Price$560,000
Sold Price$530,000
Date Sold$2026-06-09
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,756
Acres0.13
Year Built2018
TypeResidential
Sub-TypeDetached Single Family
StyleFlorida Cottage
StatusSold
Community Information
Address109 Turtle Cove
Area27 - Bay County
SubdivisionTurtle Cove at Lake Powell
CityPanama City Beach
CountyBay
StateFL
Zip Code32413
Amenities
ParkingGarage Door Opener, Carport
# of Garages1
Utilities

Electric, Gas - Natural, Public Sewer, Public Water, TV Cable

Interior
# of Stories1
Interior Features

Tray Ceiling(s), Kitchen Island, Recessed Lighting, Pantry, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Dryer, Microwave, Washer, Gas Water Heater, Tankless Water Heater

Heating

Heat High Efficiency, Gas - Natural

Exterior
Exterior FeaturesColumns, Sprinkler System
RoofComposite Shngl
FoundationSlab
Windows

Double Pane Windows, Window Treatments

Construction

Roof Pitched, Trim Vinyl, Trim Wood, Siding CmntFbrHrdBrd

School Information
ElementaryWest Bay
MiddleSurfside
HighArnold
Additional Information
Days on Website364
ZoningResid Single Family
Listing Details
OfficeCompass
Property History
Price Reduced from $569,000 to $560,000
Price Reduced from $570,000 to $569,000
Price Reduced from $575,000 to $570,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 16th, 2026 at 12:37am CDT.