**Assumable VA Loan - 2.625%** Welcome to 5 Shady Lane, a 3,241sf custom-built home with huge potential in one of the area's most desirable locations. Surrounded by mature oaks, this property already offers great bones: vaulted ceilings, custom built-ins, a spacious great room with a brick fireplace, and a main-level master suite. Upstairs, a massive bonus room adds flexible living space—perfect for an additional bedroom, family room, or home office. The oversized two-car garage with workspace, private back patio, and charming covered front porch add even more value. Plus, enjoy deeded Sound access at the end of the street perfect for launching a kayak or paddleboard. Priced well below appraisal, this is a rare chance to update, customize, and build equity while creating your dream coastal retreat. **Seller agrees to new roof installation prior to closing with accepted full price offer. Transferrable termite bond. Schedule to come see it today!