5423 Terrace Circle, Miramar Beach
MLS® # 1008056
Rare Gulf Front Opportunity with Private Beach Ownership and No HOA!
This 3-story townhome offers the ultimate beachfront lifestyle with your very own stretch of private beach—not just 'access.' Unlike most Gulf-front properties, there are no HOA fees, saving thousands each year compared to condos that often carry dues of $1,000+ per month. Ownership extends all the way to the waterline, and the closest public access is far enough away that the beach remains quiet and secluded, even during peak season. Nearly 2,500 square feet of living space includes 4 bedrooms, 3 full bathrooms, and sweeping Gulf views from every floor. Step right out your back door onto the sand; no elevators, no crowds. A dedicated parking space accommodates 4 vehicles, and the home is being sold furnished. Perfectly located in Miramar Beach, you'll be just minutes from Silver Sands Premium Outlets, Sandestin, and Destin Commons, while enjoying your own private retreat on the Gulf. The roof and HVAC units were replaced in 2022, and the HWH in 23 or 24.
Beach, Waterfront, Pets Allowed
Electric, Public Sewer, Public Water, TV Cable
Gulf, Shore - Beach, Waterfront
Breakfast Bar, Cathedral Ceiling(s), Vaulted Ceiling(s), Owner's Closet, Pantry, Shelving, Washer/Dryer Hookup, Wet Bar, Woodwork Painted
Dishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater
Flood Insurance Req, Interior Lot, Level, Within 1/2 Mile to Water
Double Pane Windows, Skylight(s)
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.
Listing information last updated on October 15th, 2026 at 8:52am CDT.