21726 Marlin Avenue, Panama City Beach

$439,500

3 Beds
2 Baths
1,088 Sqft
.12 Acre
0 Garage

PRICE IMPROVEMENT!
Charming Beach Cottage + Income-Producing ADU - Less than ½ Mile to the Beach! Located on the desirable West End of Panama City Beach, this unique property offers versatility, charm, and income potential—just a short walk or golf cart ride to the Gulf! The main home (780 sf) features 2 bedrooms and 1 full bath, full of beach cottage character and equipped with a newer HVAC. Out back, a separate studio (308 sf), 1 bath Small Studio Apartment with kitchenette and private entrance is currently a successful income-producing rental—perfect for guests, tenants, or extra space! Enjoy a spacious backyard ready for entertaining, complete with fruit trees, a large new shed, and a smaller shed with washer/dryer. Solar Panels will be paid off. Power bill Under $30 a month! endless. With its unbeatable location, dual living spaces, and strong rental potential, this is a rare find on the West End!

Essential Information
MLS® #983357
Price$439,500
Sold Price$439,000
Date Sold$2026-01-12
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,088
Acres0.12
Year Built1971
TypeResidential
Sub-TypeDetached Single Family
StyleFlorida Cottage
StatusSold
Community Information
Address21726 Marlin Avenue
Area27 - Bay County
SubdivisionRIVIERA BEACH 1ST ADDN
CityPanama City Beach
CountyBay
StateFL
Zip Code32413
Utilities

Electric, Public Water, Septic Tank

Interior
Interior FeaturesBreakfast Bar
HeatingCentral
CoolingCentral Air, Ceiling Fan(s)
# of Stories1
Appliances

Dryer, Microwave, Refrigerator, Washer, Electric Water Heater

Exterior
Lot DescriptionWithin 1/2 Mile to Water
WindowsSolar Screens
RoofMetal
Construction

Block, Roof Solar Energy, Siding Vinyl

School Information
ElementaryWest Bay
MiddleSurfside
HighArnold
Additional Information
Days on Website426
ZoningResid Multi-Family
Listing Details
OfficeGulf Life Real Estate Inc
Property History
Price Reduced from $472,500 to $439,500
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 16th, 2026 at 9:07am CDT.