406 Bay Oaks Court, Destin

$1,425,000

4 Beds
4 Baths
3,172 Sqft
.35 Acre
3 Garages

LOCATION, LOCATION, LOCATION!
Welcome to 406 Bay Oaks Court - a rare gem in the heart of beautiful Destin, Florida. Nestled on a quiet cul-de-sac in Old Destin, just steps from Choctawhatchee Bay, this 2019 custom-built craftsman estate delivers the perfect blend of luxury, comfort, and thoughtful design.
From the moment you step through the custom mahogany front door, you'll be captivated by the spacious, open-concept floor plan and the impeccable architectural details throughout. This 4-bedroom, 4-bathroom home also features a dedicated home office (easily used as a 5th bedroom), offering flexible living space! The chef's kitchen is a showstopper, boasting a professional-grade gas stove and oven, custom cabinetry, two built-in refrigerator/freezers, microwave drawer, and an oversized quartz island ideal for entertaining. The living area is equally impressive with coffered ceilings, a gas fireplace, and disappearing glass sliders that open up to your Florida dream lifestyle. The first-floor master suite features a geometric accent wall, dual walk-in closets with custom cabinetry, and a luxurious spa-like bathroom complete with dual shower heads, freestanding soaking tub, and backlit vanity mirrors. The second floor offers a large, private guest suite with its own full bathroom and independent Toshiba mini-split AC system, providing ultimate comfort and privacy. Step outside to your own private paradise. The centerpiece of the backyard is a custom gunite pool with a raised hot tub, surrounded by a pavered lanai perfect for year-round relaxation. Whether you're enjoying a morning swim or an evening soak under the stars, this outdoor space offers resort-style living at its finest. The screened-in porch with cedar tongue-and-groove ceiling, summer kitchen, and second gas fireplace creates the ultimate indoor/outdoor living experience. The backyard is fully fenced, beautifully landscaped, and features automated lighting, a lawn pump, and irrigation system to keep everything lush year-round. Massive 3-car side-entry garage with epoxy-finished showroom floors

Brick-paved driveway and 10' x 20' pavered parking pad with 30 AMP outlet for RV or boat

Metal roof, impact-resistant windows, spray foam insulation, and brick exterior for long-term durability and favorable insurance rates

Generac 22kW whole-house generator for uninterrupted comfort

LOMA-F designation in Flood Zone X

Situated in a private five-home neighborhood, you're within close proximity to Joe's Bayou boat launch, two waterfront parks, and the bustling Destin Harborwalk Village. Convenient to Eglin AFB, Hurlburt Field, top-rated schools, and just minutes from the world's most beautiful beaches.

Essential Information
MLS® #983321
Price$1,425,000
Sold Price$1,425,000
Date Sold$2025-11-14
Bedrooms4
Bathrooms4.00
Full Baths3
Half Baths1
Square Footage3,172
Acres0.35
Year Built2019
TypeResidential
Sub-TypeDetached Single Family
StyleTraditional
StatusSold
Community Information
Address406 Bay Oaks Court
Area14 - Destin
SubdivisionBAY OAKS S/D
CityDestin
CountyOkaloosa
StateFL
Zip Code32541
Amenities
ParkingGarage Door Opener
# of Garages3
Has PoolYes
PoolIn Ground
Utilities

Electric, Gas - Natural, Public Sewer, Public Water, TV Cable

Interior
HeatingNatural Gas, Gas - Natural
CoolingCentral Air, Ceiling Fan(s)
FireplaceYes
# of Stories2
Interior Features

Breakfast Bar, Crown Molding, Vaulted Ceiling(s), Tray Ceiling(s), Fireplace, Kitchen Island, Recessed Lighting, Washer/Dryer Hookup, Woodwork Painted

Appliances

Dishwasher, Disposal, Freezer, Microwave, Range Hood, Refrigerator, Gas Water Heater

Fireplaces

EPA Qualified Fireplace, Fireplace Gas

Exterior
RoofMetal
FoundationSlab
Exterior Features

Outdoor Grill, Private Yard, Hot Tub, Lawn Pump, Pool - Gunite Concrt, Sprinkler System, Outdoor Kitchen, Rain Gutters

Lot Description

Cul-De-Sac, Dead End, Interior Lot, Within 1/2 Mile to Water

Construction

Siding Brick Some, Trim Wood, Siding CmntFbrHrdBrd

School Information
ElementaryDestin
MiddleDestin
HighFort Walton Beach
Additional Information
Days on Website424
ZoningResid Single Family
HOA Fees300
HOA Fees Freq.Annually
Listing Details
OfficeWorld Impact Real Estate
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Listing information last updated on October 16th, 2026 at 2:52am CDT.