107 Kensington Circle, Panama City Beach

$480,000

4 Beds
2 Baths
2,370 Sqft
0 Acre
0 Garage

Stop searching, this is the one! Pride in home ownership SHINES in this one! No detail left undone, beautifully maintained 4 Bedroom, 2 Bathroom home located in the sought after Palmetto Trace community in Panama City Beach. Located just minutes from Pier Park, white sandy beaches, top-rated schools, shopping, dining, and entertainment plus low HOA fees and a community pool.

This inviting single story residence features an open concept layout with vaulted ceilings, abundant natural light, and a spacious living area perfect for entertaining or relaxing after a day at the beach.

The kitchen offers ample cabinetry, a breakfast bar, and a dining area overlooking the private backyard. The primary suite includes walk-in closets and an en-suite bathroom with updated dual vanities walk -in shower and soaking tub. Three additional bedrooms and a full guest bath on the opposite side of the home make this ideal for families or guests.

Enjoy peace of mind with a newer roof (2022). The two-car garage offers plenty of storage, and the low-maintenance yard gives you more time to enjoy the coastal lifestyle.

Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this move-in-ready home checks all the boxes. Plus all furnishings are negotiable. Schedule your showing today!

Essential Information
MLS® #982646
Price$480,000
Sold Price$475,000
Date Sold$2026-02-05
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,370
Year Built2006
TypeResidential
Sub-TypeDetached Single Family
StyleContemporary
StatusSold
Community Information
Address107 Kensington Circle
Area27 - Bay County
SubdivisionPalmetto Trace
CityPanama City Beach
CountyBay
StateFL
Zip Code32413
Amenities
ParkingGarage
Utilities

Electric, Public Sewer, Public Water, TV Cable

Interior
CoolingCentral Air
# of Stories1
Interior Features

Split Bedroom, Washer/Dryer Hookup

Appliances

Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Electric Water Heater

Exterior
WindowsDouble Pane Windows
RoofShingle
ConstructionStucco
FoundationSlab
Lot Description

Easements, Sidewalk, Within 1/2 Mile to Water

School Information
ElementaryHutchinson Beach
MiddleSurfside
HighArnold
Additional Information
Days on Website435
ZoningResid Single Family
HOA Fees245
HOA Fees Freq.Quarterly
Listing Details
OfficeERA Neubauer Commercial
Property History
Price Reduced from $490,000 to $480,000
Price Reduced from $499,000 to $490,000
Price Reduced from $515,000 to $499,000
Price Reduced from $530,000 to $515,000
Price Reduced from $550,000 to $530,000
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DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 16th, 2026 at 6:07pm CDT.