Ground Floor, End Unit! HOA Covers Insurance, Flood Insurance, Water Bill, Lawn Care, Pool Maintenance, Basic Cable... Welcome to Unit 41 at The St. Andrews Harbour Condominium, a charming 2-bedroom, 1-bathroom ground-floor end unit in the heart of Panama City. With a new AC unit, fresh interior and exterior paint, a new roof, and all furniture included, this unit is truly move in ready. Conveniently located across from the community pool and with direct access to the adjoining community parking, this condo offers the perfect combination of comfort and accessibility. Just steps from vibrant downtown St. Andrews, you'll enjoy easy access to local restaurants, boutiques, the marina, parks, and the weekly farmers' market. Plus, Panama City's stunning beaches are only a short drive away. Whether you're looking for a cozy home, a weekend retreat, or an investment property, this unit is the perfect opportunity to embrace the coastal lifestyle. Schedule your showing today!