9860 S Thomas Drive 1403, Panama City Beach

$280,000

1 Bed
2 Baths
1,047 Sqft
0 Acre
2 Garages

Discover Unit 1403 at Laketown Wharf - Your Fully Furnished Beachfront Retreat! *** Update, Seller will pay all of 2025 HOA dues*** SELLER FINANCING AVAILABLE! Owner is offering seller financing for $50,000 with favorable terms. Great opportunity for qualified buyers. Contact listing agent for full terms and conditions. Enjoy resort-style living in the heart of Panama City Beach with this beautifully maintained and fully furnished 1,047 sq ft condo on the 14th floor of the highly sought-after Laketown Wharf. Boasting stunning views, stylish coastal decor, and spacious living, this turnkey unit is ideal as a second home, vacation rental, or full-time residence. Inside, you'll find an open-concept layout with a large kitchen featuring granite countertops, ample cabinetry, and a breakfast bar perfect for entertaining. The living and dining areas flow effortlessly onto your private balconyideal for catching breathtaking sunsets and enjoying the evening fountain light show. The primary bedroom includes an en-suite bath, and there's a cozy bunk area for guests or the little ones. Laketown Wharf offers an unparalleled list of amenities, including: * 5 Resort-Style Pools * 2-Story Fitness Center * Pickleball Court & Putting Green * Grilling Areas & Picnic Gazebo * Onsite Restaurants & Bars * Boardwalk Along the Lake * Owner's USPS Mailroom * 24-Hour Gated Security * Pet-Friendly for Owners The COA fee includes: + Insurance + Water, Garbage, Pest Control + Cable & High-Speed Internet Location is everythingand Laketown Wharf places you in the center of it all. You're steps away from the beach with private beach access, and just minutes to Pineapple Willy's, Ripley's Believe It or Not, mini golf, shopping, dining, and family-friendly attractions. Whether you're looking to invest or simply enjoy the Florida lifestyle, Unit 1403 delivers value, comfort, and convenience in one of PCB's premier resort communities.

Essential Information
MLS® #976317
Price$280,000
Sold Price$250,000
Date Sold$2026-03-04
Bedrooms1
Bathrooms2.00
Full Baths2
Square Footage1,047
Year Built2008
TypeResidential
Sub-TypeCondominium
StyleN/A
StatusSold
Community Information
Address9860 S Thomas Drive 1403
Area27 - Bay County
SubdivisionLaketown Wharf
CityPanama City Beach
CountyBay
StateFL
Zip Code32408
Amenities
ParkingGarage Detached
# of Garages2
ViewLake
Is WaterfrontYes
WaterfrontLake Front
Utilities

Electric, Public Sewer, TV Cable

Interior
HeatingCentral
CoolingCentral Air, Ceiling Fan(s)
Appliances

Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater

Exterior
Exterior FeaturesBalcony
ConstructionBlock, Concrete
School Information
ElementaryBreakfast Point
MiddleBreakfast Point
HighArnold
Additional Information
Days on Website520
HOA Fees2490.58
HOA Fees Freq.Quarterly
Listing Details
OfficeRE/MAX Select Partners
Property History
Price Reduced from $285,000 to $280,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 15th, 2026 at 10:37pm CDT.