VA assumable mortgage available for qualified buyers!!! ($10,000 flooring/buyers credit!!!) Welcome to Mill Cottages in Hammock Bay! This two-story Galen plan home, built in 2021, offers 4 bedrooms, 2.5 baths, a two-car garage, and a versatile bonus room on the main level. Standard features include stainless steel appliances, shaker-style cabinetry, vinyl flooring in common areas, plush bedroom carpeting, laminate countertops, and modern plumbing and lighting fixtures. The spacious master suite includes a walk-in closet, soaking tub, shower, and double vanity sinks. French doors lead to a covered patio overlooking the private backyard with preserve views. Hammock Bay amenities include three pools, bike trails, playgrounds, pickleball courts, a disc golf course, and the General Store. Enjoy community events on the Green, farmers' markets, holiday celebrations, and more!