285 Hugh Thomas Drive, Panama City

$599,000

4 Beds
5 Baths
2,525 Sqft
.44 Acre
3 Garages

NOW PRICED BELOW APPRAISED VALUE! **Construction Complete** 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offers the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA & NO FLOOD INSURANCE REQUIRED! Prime location near Tyndall AFB. Notable features include 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, and fortified roof.

Essential Information
MLS® #1010869
Price$599,000
Sold Price$568,000
Date Sold$2026-09-29
Bedrooms4
Bathrooms5.00
Full Baths4
Half Baths1
Square Footage2,525
Acres0.44
Year Built2024
TypeResidential
Sub-TypeDetached Single Family
StyleFlorida Cottage
StatusSold
Community Information
Address285 Hugh Thomas Drive
Area27 - Bay County
SubdivisionGRIMES CALLAWAY BAYOU ESTATES
CityPanama City
CountyBay
StateFL
Zip Code32404
Amenities
# of Garages3
ViewBayou
Is WaterfrontYes
WaterfrontBayou
Utilities

Electric, Public Sewer, Public Water

Interior
HeatingCentral
CoolingCentral Air, Ceiling Fan(s)
# of Stories1
Interior Features

Breakfast Bar, Vaulted Ceiling(s), Recessed Lighting, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Microwave, Refrigerator, Electric Water Heater

Exterior
Exterior FeaturesColumns, Sprinkler System
RoofShingle
ConstructionFrame, Siding CmntFbrHrdBrd
FoundationSlab
Lot Description

Interior Lot, Within 1/2 Mile to Water

Windows

Double Pane Windows, Window Treatments

School Information
ElementaryCallaway
HighRutherford
Additional Information
Days on Website86
ZoningResid Single Family
Listing Details
OfficeEXP Realty LLC
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Listing information last updated on October 25th, 2026 at 2:52am CDT.