AFFORDABLE NAVARRE LIVING JUST MINUTES FROM THE WATER - WITH NO HOA! Whether you're searching for a full-time home, weekend getaway, or investment opportunity, this 2-bedroom, 1-bath home offers an incredible opportunity to own in one of the Florida Panhandle's most desirable coastal communities without the typical coastal price tag. LOCATION is the star here! Located approximately 2 minutes from the Holley by the Sea boat ramp, you can have the boat in the water and be on your way to the Santa Rosa Sound, Crab Island, Destin, or a day along the Gulf Coast in no time. Restaurants, shopping, beaches, boating, fishing, and everything the Navarre lifestyle has to offer are all conveniently nearby. With NO HOA, a fully fenced yard, large 20x20 storage shed, and a newer covered front porch, the property offers plenty of flexibility for a primary residence, second home, or investment. Inside you'll find 2 bedrooms and 1 bathroom along with updated electrical, while the metal rolled roof includes an additional peel-and-seal layer for added protection and reduced rain noise. Best of all, this isn't necessarily a cash-only opportunity - financing options may be available, and preferred lenders familiar with this type of property can be provided. If you've been waiting for an affordable way to own near the beaches and waterways of Navarre, THIS IS IT. Skip the condo fees. Skip the HOA. Bring the boat, bring the beach gear, and make your Florida lifestyle happen!