9900 S Thomas Drive 2020, Panama City Beach

$395,000

2 Beds
3 Baths
1,102 Sqft
0 Acre
1 Garage

20TH FLOOR. GULF-SIDE PRIMARY. DEEDED PARKING.
Shores of Panama 2020 brings the 20/20 vision concept to life with Gulf and pool views from a higher-floor position in one of Panama City Beach's most recognized Gulf-front resorts. Located on the 20th floor in the 20 stack, this L floor plan offers 2 bedrooms, a bunk area, 2.5 bathrooms, three sleeping areas, and a large balcony accessible from both the living room and the Gulf-side primary bedroom.
The interior features tile flooring throughout the entire unit, a fully equipped kitchen with stainless steel appliances, granite countertops, and a tile backsplash. The hallway includes a stackable washer and dryer, and the condo is offered turnkey for continued use and enjoyment. The primary bedroom includes Gulf views, a king-size bed, and a sliding glass door opening directly to the large balcony. The primary bathroom has been updated with a double vanity and glass shower door, while the second bedroom includes a queen-size bed. A deeded parking space on the 10th floor adds an important convenience within the resort.
Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge.

HOA dues are $3,705.85 per quarter.
All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

Essential Information
MLS® #1007478
Price$395,000
Sold Price$375,000
Date Sold$2026-09-29
Bedrooms2
Bathrooms3.00
Full Baths2
Half Baths1
Square Footage1,102
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleN/A
StatusSold
Community Information
Address9900 S Thomas Drive 2020
Area27 - Bay County
SubdivisionSHORES OF PANAMA
CityPanama City Beach
CountyBay
StateFL
Zip Code32408
Amenities
ParkingDeeded
# of Garages1
ViewGulf
Is WaterfrontYes
WaterfrontGulf
Utilities

Community Sewer, Community Water, Electric, TV Cable

Interior
HeatingCentral
CoolingCentral Air, Ceiling Fan(s)
Interior Features

Owner's Closet, Pantry, Split Bedroom, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater

Exterior
Exterior FeaturesBalcony
Windows

Double Pane Windows, Window Treatments

School Information
ElementaryBreakfast Point
MiddleBreakfast Point
HighArnold
Additional Information
Days on Website95
Listing Details
OfficeColdwell Banker Realty
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DISCLAIMER: Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 15th, 2026 at 1:37pm CDT.