521 Shelter Cove Drive, Santa Rosa Beach

$895,000

5 Beds
3 Baths
2,612 Sqft
.29 Acre
2 Garages

Thoughtfully designed around comfort, functionality, and its exceptional bayside setting, this custom-built 5-bedroom, 3-bath residence is perfectly positioned directly across from Choctawhatchee Bay in the gated community of Pelican Bay and offers 3,956 square feet of thoughtfully designed indoor/outdoor living and entertaining space, including 2,162 square feet of heated and cooled living area. Framed by mature landscaping and highlighted by a spacious screened front porch with peaceful bay views, the home offers an exceptionally functional floor plan with nearly every aspect of daily living on the first floor, including the open-concept living, dining, and kitchen areas, the primary suite, three additional bedrooms, and two full baths, while the upstairs bedroom/flex space with a full bath provides exceptional versatility for guests, a home office, media room, or additional living space. Built with lasting quality in mind, the home showcases custom craftsmanship throughout with built-ins, tray ceilings, shaker-style cabinetry, granite countertops, abundant storage, a Rinnai tankless water heater, whole-house Generac generator, oversized two-car garage, long driveway, and a spacious backyard with ample room for gardening, recreation, or future outdoor enhancements including a pool. Whether you're searching for a primary residence, second home, or investment opportunity, this exceptional home offers the ideal blend of comfort, functionality, and location. Pelican Bay offers a peaceful coastal setting with low HOA fees, a bayfront park with community dock for fishing, kayaking, paddleboarding, and boating, along with tennis and pickleball courts. Ideally located just minutes from Grand Boulevard, Sacred Heart Hospital, Sandestin, Topsail Hill Preserve State Park, Scenic Highway 30A, and the Emerald Coast's renowned sugar-white beaches, this home offers the perfect balance of quiet coastal living and convenient access to the area's premier shopping, dining, entertainment, and outdoor recreation.

Essential Information
MLS® #1006903
Price$895,000
Sold Price$862,500
Date Sold$2026-10-05
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,612
Acres0.29
Year Built2020
TypeResidential
Sub-TypeDetached Single Family
StyleBeach House
StatusSold
Community Information
Address521 Shelter Cove Drive
Area16 - North Santa Rosa Beach
SubdivisionPELICAN BAY S/D
CitySanta Rosa Beach
CountyWalton
StateFL
Zip Code32459
Amenities
# of Garages2
ViewBay
Utilities

Electric, Gas - Natural, Public Sewer, Public Water

Parking

Garage Door Opener, Garage Detached, Guest

Interior
HeatingGas - Natural
CoolingCentral Air
# of Stories2
Interior Features

Breakfast Bar, Bookcases, Tray Ceiling(s), Split Bedroom, Washer/Dryer Hookup

Appliances

Dishwasher, Disposal, Microwave, Range Hood, Tankless Water Heater

Exterior
RoofMetal
ConstructionSiding CmntFbrHrdBrd
Exterior Features

Columns, Lawn Pump, Sprinkler System, Rain Gutters

Lot Description

Covenants, Flood Insurance Req, Level, Restrictions, Within 1/2 Mile to Water

School Information
ElementaryVan R Butler
MiddleEmerald Coast
HighSouth Walton
Additional Information
Days on Website104
ZoningResid Single Family
Listing Details
OfficeReal Broker LLC
Property History
Price Reduced from $899,900 to $895,000
Price Reduced from $925,000 to $899,900
Price Reduced from $935,000 to $925,000
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 15th, 2026 at 5:22pm CDT.