428 Captains Circle, Destin

$1,475,000

3 Beds
3 Baths
3,408 Sqft
.66 Acre
3 Garages

Luxury living in the gated golf and boating community of Regatta Bay! Situated on a spacious .66-acre corner lot, this impressive 3-bedroom, 2.5-bath home offers over 3,400 sq.ft. of heated and cooled space with stunning golf course and lake views. Designed for both comfort and entertaining, the home features tall ceilings, a split floor plan and expansive indoor-outdoor living with two fully retractable sliding glass door systems. The heart of the home is a gourmet kitchen with new quartzite countertops, new appliances including a Café gas stove, dual door oven, wine fridge, updated fixtures and a breakfast area, all opening to the family room with a gas fireplace and views of the outdoor living space. Additional living areas include a formal living room, dining room and dedicated office. The private primary suite offers a sitting area, wet bar, oversized walk-in closet with new flooring and shelving and a spacious en-suite bath with a separate shower and large whirlpool tub. Guest bedrooms are connected by a Jack-and-Jill bath, providing both convenience and privacy. Step outside to your screened lanai with a newly updated pool, summer kitchen and tranquil backdrop of natural pine trees for added privacy. Recent exterior upgrades include pool resurfacing and tile, new pool pump and salt system, new fans, stucco paint, and outdoor lighting. Additional features include a 3-car garage, staircase access to attic storage and a well-appointed laundry room with sink and cabinetry. Major mechanical update includes a new heat pump. Located in one of the area's most desirable communities, this home combines privacy, space, and resort-style living with easy access to amenities. Regatta Bay is a serene, gated community that seamlessly blends golf and boating, offering a lifestyle that is truly unparalleled! The essence of the Regatta Bay Lifestyle revolves around convenience, allowing residents to easily access numerous enjoyable destinations within minutes via golf cart, including the beach! Within the community, residents can indulge in golf, swimming, tennis, pickleball, parks, playgrounds, the Regatta Bay Clubhouse, Legendary Marine, and Legendary Yacht Club. Furthermore, Regatta Bay features a private road that leads directly to the Destin Commons, where an array of popular retail stores for both men and women awaits, alongside a diverse selection of restaurants, Whole Foods, Bass Pro, Lowes, an AMC movie theater, and Uncle Buck's Bowling-all easily reachable by golf cart. Regatta Bay is centrally located offering easy access to the airport and only a few miles from Northwest Florida's finest hospital. Schedule your private tour today and experience the elegance of Regatta Bay living.

Essential Information
MLS® #1004876
Price$1,475,000
Sold Price$1,450,000
Date Sold$2026-07-31
Bedrooms3
Bathrooms3.00
Full Baths2
Half Baths1
Square Footage3,408
Acres0.66
Year Built2005
TypeResidential
Sub-TypeDetached Single Family
StyleMediterranean
StatusSold
Community Information
Address428 Captains Circle
Area14 - Destin
SubdivisionRegatta Bay
CityDestin
CountyOkaloosa
StateFL
Zip Code32541
Amenities
ParkingGarage Door Opener
# of Garages3
ViewLake
Has PoolYes
PoolHeated, In Ground
Utilities

Electric, Gas - Natural, Public Sewer, Public Water, Underground

Interior
HeatingNatural Gas, Gas - Natural
CoolingCeiling Fan(s)
FireplaceYes
FireplacesFireplace Gas
# of Stories1
Interior Features

Central Vacuum, Breakfast Bar, Bookcases, Crown Molding, Vaulted Ceiling(s), Tray Ceiling(s), Kitchen Island, Recessed Lighting, Pantry, Pull Down Stairs, Shelving, Split Bedroom, Washer/Dryer Hookup, Wet Bar, Woodwork Painted, Natural Woodwork

Appliances

Dishwasher, Disposal, Microwave, Double Oven, Range Hood, Refrigerator, Gas Water Heater, Tankless Water Heater

Exterior
RoofSlate
ConstructionFrame, Stucco
FoundationSlab
Exterior Features

Outdoor Grill, Columns, Lawn Pump, Pool - Gunite Concrt, Pool - Enclosed, Sprinkler System, Outdoor Kitchen

Lot Description

Corner Lot, Covenants, Dead End, Restrictions, Survey Available, Within 1/2 Mile to Water

School Information
ElementaryDestin
MiddleDestin
HighFort Walton Beach
Additional Information
Days on Website132
ZoningResid Single Family
Listing Details
OfficeLegendary Realty LLC
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Listing information last updated on October 16th, 2026 at 2:52pm CDT.