821 Cross Street, Destin

$1,799,990

5 Beds
3 Baths
3,251 Sqft
.68 Acre
2 Garages

UNDER CONTRACT, TAKING BACKUP OFFERS. Tucked away on beautiful Marler Bayou, one of Destin's most sought-after waterfront locations, this beautifully maintained brick home offers the kind of lifestyle people move to Destin to enjoy. With a detached accessory dwelling unit (ADU) already set up as a studio apartment and a location just minutes from Destin Pass, Crab Island, Choctawhatchee Bay, and the Gulf of America, this property delivers a rare combination of waterfront living, flexibility, and convenience. Spend your days boating, fishing, paddleboarding, or enjoying waterfront dining, then come home to your own private retreat beneath the shade of mature oak and magnolia trees.
Inside, you'll find custom touches throughout that make this home anything but cookie-cutter. The spacious living room features soaring 19-foot ceilings and a stunning custom wood feature wall that immediately becomes the focal point of the home. Granite countertops, a custom wood wet bar, beautiful cypress shelving, and thoughtfully selected finishes create a warm, welcoming space that's equally suited for entertaining or everyday living. The spacious primary suite offers vaulted ceilings, a walk-in closet, and plenty of room to relax after a day on the water.
Step onto the screened porch and take in the peaceful bayou setting, coastal breezes, spectacular sunsets, and even Destin's fireworks displays from the comfort of home. The detached ADU includes a sleeping area, living space, and kitchen, making it ideal for guests, extended family, a home office, creative studio, or private retreat.
Waterfront homes on Marler Bayou rarely become available. Combining custom features, mature landscaping, a detached ADU, and one of Destin's most desirable waterfront settings, this is a unique opportunity to enjoy the very best of life on the Emerald Coast.

Essential Information
MLS® #1004822
Price$1,799,990
Sold Price$1,620,800
Date Sold$2026-07-21
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,251
Acres0.68
Year Built1997
TypeResidential
Sub-TypeDetached Single Family
StyleContemporary
StatusSold
Community Information
Address821 Cross Street
Area14 - Destin
SubdivisionCALHOUN RESUB LT 155 BLK D
CityDestin
CountyOkaloosa
StateFL
Zip Code32541
Amenities
ParkingGarage Door Opener
# of Garages2
ViewBay, Bayou
Is WaterfrontYes
WaterfrontBayou
Utilities

Electric, Gas - Natural, Public Sewer, Public Water, TV Cable

Interior
HeatingNatural Gas, Gas - Natural
# of Stories2
Interior Features

Breakfast Bar, Bookcases, Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup, Natural Woodwork

Appliances

Cooktop, Dishwasher, Disposal, Double Oven, Range Hood, Gas Water Heater

Cooling

Central Air, Ceiling Fan(s), Roof Turbine(s)

Exterior
Exterior FeaturesBoatlift, Dock, Lawn Pump
RoofComposite Shngl
FoundationSlab
Lot Description

Bulkhead/Seawall, Interior Lot, Level, Survey Available, Wooded

Windows

Double Pane Windows, Plantation Shutters, Window Treatments

Construction

Concrete, Foundation Off Grade, Brick, Siding Brick Front

School Information
ElementaryDestin
MiddleDestin
HighFort Walton Beach
Additional Information
Days on Website131
ZoningCity, Resid Single Family
Listing Details
OfficeColdwell Banker Realty
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 14th, 2026 at 8:52pm CDT.