9860 S Thomas Drive Unit 1007, Panama City Beach

$380,000

3 Beds
2 Baths
1,262 Sqft
0 Acre
0 Garage

GULF VIEWS, STRONG RENTAL POTENTIAL & FLEXIBLE SELLER FINANCING! This 10th-floor condo delivers the Panama City Beach lifestyle buyers and investors are looking for, with direct access to sugar-white sand beaches, emerald Gulf waters, and endless entertainment just steps away. Whether you're searching for a personal getaway or a high-performing vacation rental, this unit offers an ideal opportunity.

Inside, the open-concept living space is filled with natural light and flows to a private balcony overlooking the Gulf, perfect for morning coffee or relaxing after a day on the beach. The layout is designed to maximize occupancy with a spacious bedroom and additional bunk space, making it highly appealing for short-term rentals.

Located in a resort-style community, owners and guests enjoy multiple pools, beach access, a fitness center, and on-site dining, all contributing to strong rental demand. Positioned along one of the most desirable stretches of Panama City Beach, you are just minutes from popular attractions, waterfront dining, shopping, fishing charters, and family-friendly entertainment.

This is a turnkey opportunity for investors seeking income potential in a high-demand beach market or buyers wanting a vacation home that can help offset costs through rentals. Seller financing available at 5% interest with a 3 to 4 year balloon, amortized over 30 years, with 20% down, adding flexibility to an already strong investment opportunity.

Essential Information
MLS® #1003074
Price$380,000
Sold Price$370,000
Date Sold$2026-06-24
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,262
Year Built2008
TypeResidential
Sub-TypeCondominium
StyleN/A
StatusSold
Community Information
Address9860 S Thomas Drive Unit 1007
Area27 - Bay County
SubdivisionLaketown Wharf
CityPanama City Beach
CountyBay
StateFL
Zip Code32408
Amenities
ViewGulf, Lake
Utilities

Community Water, Electric, Public Sewer, TV Cable

Interior
Interior FeaturesOwner's Closet
HeatingCentral
CoolingCentral Air, Ceiling Fan(s)
Appliances

Dishwasher, Dryer, Microwave, Washer, Electric Water Heater

Exterior
Exterior FeaturesBalcony
ConstructionStucco
School Information
ElementaryBreakfast Point
MiddleBreakfast Point
HighArnold
Additional Information
Days on Website154
Listing Details
OfficeSalty Marlin Realty
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All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright2026, All rights reserved.

Listing information last updated on October 15th, 2026 at 1:07am CDT.