Experience effortless coastal living in this ground-floor unit at Surf Dweller Condominiums on Okaloosa Island, just steps from the sugar-white sands and emerald waters of the Gulf! Offered fully furnished, this spacious residence presents an excellent opportunity as a second home or income-producing short-term rental, with projections reaching $50K+ annually. Ideally situated in the heart of the island, Surf Dweller offers a quieter setting while still providing convenient access to local dining, shopping, and entertainment. Spanning over 1,450 square feet, the unit features a generously sized kitchen that boasts abundant cabinetry, granite countertops, large island with a breakfast bar, and stainless steel appliances. The primary suite is spacious and includes direct access to the oversi zed balcony, a walk-in closet, and an en suite bathroom with a tiled walk-in shower, granite-top vanity, and an additional makeup/vanity area. The balcony stretches over 30 feet, is partially covered, and is ideally positioned just two units from the community boardwalk, offering quick and easy beach access from the patio of the unit. The second bedroom is located on the opposite side of the unit for added privacy and is accompanied by a nearby full bathroom with a tub/shower combo. A dedicated laundry room adds everyday convenience and is a great perk in a condo! Surf Dweller amenities include a pool, tennis and pickleball courts, a fitness center, outdoor showers, and ample parking, including covered spaces beneath the tennis courts. This is a rare opportunity to own a well-appointed, ground-floor condo in a prime beachfront location!